Cookie Policy

Last Updated: 2024 | Jurisdiction: Singapore (PDPA)

Disclaimer: This Cookie Policy is a standard template for informational purposes regarding the Morning Receipt platform. It does not constitute legal advice. For specific legal concerns regarding data protection in Singapore, please consult a qualified legal professional.

1. Introduction & Scope

At Morning Receipt, we are committed to transparency regarding how we collect and use data related to your interactions with our platform. This Cookie Policy explains how we use cookies and similar tracking technologies when you visit our website, which focuses on optimizing daily transport and grocery expenses in Singapore, specifically within the Toa Payoh district.

As we operate within Singapore, our data processing practices, including the use of cookies, are governed by the Personal Data Protection Act 2012 (PDPA) and the Advisory Guidelines on Key Concepts in the PDPA issued by the Personal Data Protection Commission (PDPC).

What are Cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They allow the site to recognize your device and store information about your preferences or past actions. In the context of Morning Receipt, they help us remember your transport route preferences or your favorite grocery sourcing locations in Toa Payoh.

Why we use them

We use cookies to enhance your user experience, analyze site traffic, and serve functional content. By understanding how you navigate our "SG Saver Guide" or "Hawker Center Economics" sections, we can optimize the layout and provide more relevant financial saving tips tailored to the Singaporean landscape.

Your Consent

Under the PDPA, we require your consent to collect personal data via cookies, except for "Strictly Necessary" cookies. By continuing to use our site after seeing our cookie banner, or by clicking "Accept", you agree to our use of cookies as described here.

2. Categories of Cookies We Use

Category Purpose Lifespan
Strictly Necessary Essential for you to browse the website and use its features, such as accessing secure areas or saving your budget cycle inputs. Without these, the site cannot function properly. Session / Persistent
Performance & Analytics These collect information about how visitors use Morning Receipt, for instance, which "Transport Cost Analysis" pages are visited most often. We use Google Analytics for this purpose. Up to 2 years
Functional Cookies Allow the site to remember choices you make (such as your preferred language or region like Toa Payoh) to provide enhanced, more personal features. 1 year
Targeting & Marketing Used to deliver adverts more relevant to you and your interests regarding digital payment tools and seasonal planning. They also limit the number of times you see an advertisement. 6 months

3. Third-Party Cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the service, deliver advertisements on and through the service, and so on. These third parties (including, for example, advertising networks and providers of external services like web traffic analysis services) may use cookies over which we have no direct control.

Common third-party providers used on Morning Receipt include:

  • Google Analytics: To understand user behavior and optimize our "Utility Bills" optimization guides.
  • Meta Pixel: For measuring the effectiveness of our social media outreach in the Singaporean community.
  • Cloudflare: For security and performance optimization across the Toa Payoh local network.

4. Legal Basis for Processing

Our legal basis for using cookies on Morning Receipt is:

  1. Consent: For non-essential cookies (Analytics, Marketing, Functional), we rely on your clear affirmative consent obtained through our cookie management interface.
  2. Legitimate Interests: For strictly necessary cookies, we process data based on our legitimate interest in providing a functional and secure website as per PDPA guidelines.

5. How to Manage and Disable Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the "Manage Settings" button above or by adjusting your browser settings.

Browser Settings: Most browsers allow you to refuse cookies or to alert you when a cookie is being sent. Refer to your browser's 'Help' menu for instructions (Chrome, Safari, Firefox, Edge).
Opt-out Tools: You can visit the Digital Advertising Alliance or Network Advertising Initiative websites to opt-out of interest-based advertising.

Note: If you choose to reject cookies, you may still use our website though your access to some functionality and areas of our website (like the interactive "Grocery Sourcing" maps) may be restricted.

6. Contact Information

If you have any questions about our use of cookies or other tracking technologies, please contact the Morning Receipt Data Protection Officer (DPO) at:

Email: +65 9305 9497

Address: 480 Lorong 6 Toa Payoh, HDB Hub, Singapore 310480

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